The VonFrederick 

Tempus             

September 2007  Volume 4 Issue 8

  Feature Article:

Iran: The Persian Subversion

Elka Svensson Bjork, M.D., Ph.D, surgeon and researcher, The VonFrederick Group

The sovereign nation of Iran inspires and institutes terrorist warfare as best it can, making do without the Russian sponsorship enjoyed by many terrorist states. But when it comes to sheer destructiveness and number of dead bodies, Iranian-sponsored terrorist groups leave the rest of the terrorist pack far behind. 

Although the United States is often a terrorist target, Iran’s leader, President Ahmadinejad, along with his Lebanese Shi’ite followers, look to America as Public Enemy Number Two, behind Israel. Since 1983, their factions have killed far more Americans than all other terrorist groups combined.

In April 1983, an Iranian sponsored suicide bomber destroyed the U.S Embassy in Beirut, killing 17 Americans. A further 241 U.S Marines perished six months later when Iranian-trained fedayeen blew up the Marine barracks at Beirut airport. Another two died in the 1984 bombing of the new U.S Embassy Annex in the Beirut suburb of Aukar; two more were executed during the December 1984 hijacking of Kuwait Airlines flight 221 to Tehran; and Navy diver Robert Stetham was tortured and executed during the hijacking of TWA flight 847 in July 1985. That was 264 Americans killed in a pre-911 world, and if other deaths with suspected Iranian responsibility are taken into account, the number would go beyond. 

Today, Iran is responsible for most of the Americans being killed in Iraq and Afghanistan. Iran’s support for terrorism and terrorist groups is indisputable. Iran is intent in undermining the best chances for progress toward peace and blatantly encourages suicide bombers to cross the border into Iraq to kill Americans and innocent Iraqis. Iran has continued to provide funding, weapons, training and sanctuary, to numerous terrorists groups based in the Middle East and elsewhere, posing a security concern for the international community. Iran’s declaration that it has enriched uranium and developed new missile technology has heightened alarm in the United States and a growing number of other countries (Council on Foreign Relations, 2007). Secretary of State Condoleezza Rice said, “Iran has been the country that has been in many ways a kind of central banker for terrorism in important regions like Lebanon through Hezbollah in the Middle East, in the Palestinian Territories, and we have deep concerns about what Iran is doing in the south of Iraq” (Council of Foreign Relations, 2007).

In all, Iran is directly responsible for more than half of Americans who have died as a result of terrorist and terrorism. When it comes to terror, the Iranians are self-starters. Why then, would we want Ahmadinejad to poison the minds of our students at one of America’s finest institution of higher education?

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Why Small Companies Fail 

Dr. Melissa K  Luke,  The VonFrederick Group

Reason 2
Lack of Internal Controls

There are four elements of existence that heighten the failure rate of a small business, as stated in last month’s addition of the VonFrederick Group’s Newsletter. The first condition is the lack of understanding and utilization of proper accounting methodologies, and the second condition is poor utilization of internal controls. This month we will cover how and why a small business owner needs to monitor the internal “heart beat” of an operation for maximum profitability, and the consequences of negating the process due to a myriad of reasons. 

Entrepreneurs have a keen interest in their significant product; however many times the broader scope of running a company is not their forte. Learning how to run the entire operation is equally or more important than understanding the specific product or service being offered. In analyzing hundreds of companies in the last decade, a common denominator exists: Owners understand what they are selling; they just don’t understand how the process should occur to keep them from losing profits or the entire company.

Let me provide some real world examples I have encountered before I continue:

Situation 1:
A vitamin store owner who has been operating for 34 years consistently grossing 1.7 million per year looses 98K in revenue due to a store manager’s embezzlement in less than 12 months. The store owner nearly went bankrupt and eventually took a second on his house to re-coup the costs. 

Background:
The store manager had worked for the vitamin store for nine years and was a close friend to the store owner. The manager controlled all the inventory purchasing and end-of-day sales reports. Financial problems occurred for the manager and he decided to embezzle everything he could to alleviate his own problem. 

Internal Controls:
The store owner allowed the manager to sign checks, purchase inventory, and complete end-of-day reports, which allowed embezzlement and fraud to occur unnoticed until lack of cash flow became the key issue. At this point the problem was too significant to rectify. 


Situation 2:
A furniture store owner operating for 20 years grossing between 4-5 million per year lost 79k in revenue due to the bookkeeper’s embezzlement in less over the course of nine years. The store owner was able to qualify for a small business loan; however it took approximately 22 months for the owner to properly cash flow the company again.

Background: 
The store owner allowed the bookkeeper the authority to sign checks, reconcile the accounts and balance the month end accounting statements. The accountant categorized the embezzled money as payments to the IRS for employee 941’s but made the checks out to a personal account created in Nevada under her own name. The bookkeeper had worked for this company nine years and was looked upon as a “stellar” employee who was highly valued. 

Internal Controls:
The store owner was audited by the IRS and found the error for the owner. If the company was not audited, the problem would still be occurring. The owner allowed the bookkeeper total control over the accounts and the problem was too late to rectify or re-coupe the cost. The bookkeeper purchased a high end luxury car with the embezzled money.

Situation 3:
A 78 year-old mechanical shop owner allowed his son to run all the accounting for the company including employee payroll. The company had been operating for 40 years successfully until the owner’s son took the accounting over the last three years. The store owner was audited by the IRS and found he owed over 55k in back taxes for 941’s, with additional interest and penalties. The store owner was too old to re-coupe from the error and had to sell his home and close the business.

Background:
The store owner’s son was an alcoholic who after three years was committed to rehabilitation. The father assumed all accounting was being completed properly, only to find out the money that was to be issued to the IRS was being spent on bar tabs. The son’s wife was a bookkeeper who worked for a large CPA firm and verified the son was correctly administering the monies due properly.

Internal Controls: 
The store owner was audited by the IRS and was made aware of the back taxes due after his son was committed to rehabilitation. The store owner’s defense was that he was unaware of the problem, however the IRS requires owners to have full knowledge of payroll taxes regardless if the owner is completing the activity personally or hiring personal to complete the transactions.

These scenarios happen on a daily basis and in all three situations the District Attorney (DA) refused to handle the cases due to the store owner’s lack of internal controls. The Federal Government is not responsible to mandate proper internal controls at a private level since shareholders do not exist; only to enforce payment if they are not properly made. The DA rarely takes a case for less than 100k.

Small business owners must monitor their own internal controls to assure fraud is not occurring. Unfortunately a majority of the fraud I have personally analyzed at the small business level is conducted by long term employees, personal friends, or family members. A small business owner should never trust any person to all accounting transactions while operating a company. If a bookkeeper is writing checks (which they should never be allowed to do), then another person needs to be reconciling the books at months end to catch any discrepancies. Although it may be slightly more costly, signing checks, reconciling accounts, and completing month’s end-reports should all be completed by separate entities, unless the small business can accomplish the task themselves. Embezzlement cannot be blames on any party other than the owner of the company…it’s just that simple.

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Patriotism means to stand by the country. It does not mean to stand by the President or any other public office save exactly to the degree in which he himself stands by the country… Theodore Roosevelt

On the sixth anniversary of al-Qaeda’s attack on the World Trade Center that killed almost 2900 Americans, General Patraeus was reporting to Congress on the status of the “surge”.
Instead of offering reasonable questions, liberals reverted to attacking his character or just pontificating. And, while he is testifying before Congress, Rep. Dennis Kucinich (D-OH) was in Syria blasting George Bush's illegal occupation of Iraq on Syrian TV. 

Liberals continue to engage in power mongering and treason. Anticipating a positive report Rep. Jim Clyburn (D-SC) admitted a good report would be "a real big problem for us." Sen. Chuck Schumer (D-NY) could not wait for the report to attack. On September 6th, he said, “Let me be clear. The violence in Anbar has gone down despite the surge, not because of the surge. The inability of American soldiers to protect these tribes from Al-Qaeda said to these tribes, ‘We have to fight Al-Qaeda ourselves.’ It wasn't that the surge brought peace here. It was that the warlords took peace here, created a temporary peace here.” His lies only embolden his jihadist allies and impugn our military.
Liberals accused President Bush and General Patraeus of lying, cherry-picking data and misrepresenting facts by lying, cherry-picking data and fabricating facts. Consider these excerpts. 

Sen. Barbara Boxer (D-CA): As for my own views… this war is the biggest foreign policy mistake ever… because it strained our military… we've lost the support of the world. 

Rep. Robert Wexler (D-FL): The surge has failed based on most parameters. Cherry-picking statistics or selectively massaging information will not change the basic truth… I am skeptical general.

Rep. Tom Lantos (D-CA): The fact remains that the administration has sent you here today to convince the members of Congress that victory is at hand… I don't buy it.

Lest not forget the traitorous comments liberals have made about the same military that provides them the freedom to demonstrate ignorance and treason.

Sen. John Kerry (D-MA): That young American soldiers need to be going into the homes of Iraqis in the dead of night, terrorizing kids and children, you know, women, breaking sort of the customs of the historical customs, religious customs, whether you like it or not. Liberal Senators Kerry, Durbin and Kennedy said that our running of Abu Ghraib prison was no different than a change of management. Sen. Dick Durbin (D-IL) compared U.S. Military interrogators and personnel in uniform to Pol Pot's thugs, Soviet gulag operators, and Nazi soldiers. Rep. John Murtha (D-PA) accused Americans of murder in Haditha based on allegations that lacked any credible evidence and charges have since been dropped. Sen. Reid (D-NV) claiming “the war is lost”.

Consider the ignorance of Rep. Gary Ackerman (D-NY) who asked, “Isn't it true, General, Al-Qaeda in Iraq formed in 2005?” No, al-Qaeda was officially in Iraq shortly after the invasion. And does it really matter? As General Patraeus explained we are fighting the Al-Qaeda network in Iraq. Would Ackerman have told Eisenhower not to fight the Germans in North Africa because the Nazi party did not form there?

Or maybe he should listen to their jihadist comrades. In July 2007, captured senior al-Qaeda leader in Iraq, Mahmoud al-Mashhadani, admitted al-Qaeda in Iraq is not a homegrown insurgency, they specifically make it look like there's a civil war in Iraq when there is not and insurgents that they are recruiting are coming from the larger al-Qaeda network in Syria, Saudi Arabia, Iran and Jordan. 

Maybe liberals should consult with Ayman al-Zawahiri. He understands liberal politics and the conflict in Iraq. In December 2006, he said, “Democrats are not the ones who won the midterm election, nor are the Republicans the ones who lost. Rather the Mujahideen, the Muslim Ummah’s vanguard in Afghanistan and Iraq, are the ones who won, and the American forces and their Crusader allies are the ones who lost.” In July 2007 he said al-Qaeda's long-term goals for Iraq are to make it an Islamic state and to use it to establish a caliphate of Islamic rule across the region. 

For a few weeks, while the memory of jumpers from the WTC still fresh on their minds, liberals considered jihadist as the enemy. Unfortunately, their hatred for President Bush and political ambitions overpowered patriotism. While General Patraeus and President Bush believe in victory, liberals believe the hope for political power is American defeat. Sadly, they are so invested in American defeat they will do anything to achieve it.

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Last month, we have learned that in the Horn of Africa, a desert country is living its own Rwanda like killings. Villagers are brutalized by governmental troops, women gang raped, civilians killed for no other reason than being at the wrong place at the wrong time, houses and huts burnt to the ground. The culprit is Ethiopia and its American backed government ruling over a dirt poor country of 77 million souls! Nice! And even nicer when you know that all these government led abuses are paid by US taxpayers in the name of some twisted political alliance against people that are supposed to be worse, that is to say Al Qaeda type terrorists. Last year, we gave Ethiopia almost $300 millions and our legislature is currently debating whether to get them around $500 millions for 2008. We kill today’s terrorists while breeding the anti Americans of tomorrow! 

Welcome to the Global world of geopolitics! 

This was a quick preventive introduction to mute the isolationists among you. Leaving other people alone does not work anymore, especially for a country that depends on Middle Eastern oil to operate gas guzzlers, China for its cat fish and polished river rocks, and Argentina for its roses. Think about it next time you travel abroad: one cannot just go around and impose working conditions, standards of living, culture and junk food without generating some deep cultural, religious or political resentment.

9-11 happened six years ago already. My kids were four and two. My wife was in her United Airlines uniform ready for another international flight. The planes were crashing live on TV and she saw her friends and co-workers incinerated in the balls of fire. My birthday is September 12th. Should we turn the page and forget? Should we go on with our lives? Should we also forget Pearl Harbor, May eighth, July fourth, November eleventh, the assassination of President Kennedy or Martin Luther King? 

The attacks on 9-11 changed us and the way we live, and letting them be forgotten would cut current events from their past rational and emotional roots. Tens of thousand of people were directly affected by the loss of 3000 relatives or friends, casualties of a new kind of war waged on American soil. About 4000 US service members and thousand more contractors have already lost their lives in two different wars that are still being fiercely waged on foreign soil. Tens of thousands were wounded or crippled while hundreds of thousands of indigenous civilians were also slaughtered, mostly in sectarian blood baths. It has happened, it is happening and it is still affecting our daily lives.

 On September eleventh, my wife cried softly. It is a recurrent sad day for her, sad because she lost friends, sad because her job lost its glamour and because she became a front line defender with some self defense tricks, pass codes to the armored door to the cockpit, and other law enforcement agency like procedures. It is also a sad day because during training she got to hear the real sound bites of what had really happened in the airplanes, all the things that were quickly removed from our screens by the media “that did not want to upset the American people”. Funny how every day for the past six years we have been exposed to the collateral damages of wars and other pictures of foreign innocent victims, but systematically denied our people who had to chose between burning alive or jumping to their death from the World Trade Center, the screams of the crew members being executed in the airplane to paralyze passengers into inaction, the executions and live beheadings of foreign hostages in the hands of the animals who hate what the Western world stands for. 

On 9-11, I remind my children what it is all about, why I fly a flag outside my house, and why I watch again the hundredth of pictures I saved to keep my memories sharp and my anger alive. On 9-11 2001, it could have been my wife, or me, or my kids, or all of us….or you. And tomorrow, it could happen again like in Madrid or in London. Dozens of attacks have been prevented across the world since that day when the war hit the American soil. The bombs did not go off in a German commuter trains, liquid explosive was not boarded in 15 transatlantic flights from London, and the shoe bomber had his butt kicked by alert flight attendants. It is not a matter of “if” anymore, but “when”. It is going to happen again here or there, in Paris while you are vacationing, or in the mall in Roseville. Remember that it is always easier to destroy than to build. In that war, they will always have the upper hand and you have become a front line soldier! You don’t have to like it….just get used to it and never forget 9-11 because tomorrow, it could be you!

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We shall continue our discussion from Part One of the same topic. Dr. Richard Harding of the University of South Carolina, School of Medicine said, “The troubled youngster becomes increasingly isolated, leaving him – the typical offender is male – with no counterbalance for his violent thoughts. He wants to make people pay attention to him. If he has seen enough examples of violence and bizarre behavior on television or in movies, video games, and comic books, similar feats may seem a good way to impress others. Being kicked out of class may trigger an impulsive act of aggression.” There are a number of theories that explain violence and deviance in our youth. So as not to bore you with a lengthy essay, I will explain the current theories/factors in several parts in forthcoming issues.

Suffice it to say, many offenders are victims of biological, social, and psychological conditions that drive their propensity toward violence. This is not to say that we should excuse violent behavior because of background or social conditions, but we must recognize that these trappings do influence antisocial as well as proper behavior. Likewise, we cannot predict who will turn violent or when.

We can only look at the research and past cases to make any kind of projection as to who may be on the road to violence. Over the years, however, attempts have been made to identify factors that may lead violence and victimization in some youth. Children suffering from these factors may also be considered victims. 

The first theory/factor is referred to as character risks. In this group, researchers hypothesize that birth complications result in brain dysfunction and associated neurological and neuropsychological deficits that directly and indirectly predispose an individual to violent behavior (Moffitt and Silva, 2006). Birth complications, for example, could lead to cognitive deficits that translate to school failure, occupational failure, and, ultimately, engagement in violent behavior. Similarly, birth complications may contribute to a lack of self-control, resulting in explosive, impulsive aggression. Some of these children meet the diagnostic criteria for disorders such as Attention Deficit Hyperactivity Disorder (ADHD) or Oppositional Defiant Disorder (ODD), conditions where the child resists authority, often aggressively. 

While these are different disorders, they have related symptoms. The former is associated with poor attention and inappropriate behaviors, while the latter is more open defiance to authority. There exists a significant relationship between ADHD and ODD and risk for delinquency and violence.
In other words, many of these teens simply are unable to control themselves, and for years have constantly been criticized for their nonconformist impulsive behavior. Some of these youth resort to bullying and to gain recognition or power over others. They feel that by bullying others, usually weaker, younger children, they gain a sense of satisfaction or getting even with authority.

Some argue that violent youth are victims of environmental intoxicants. A toxicologist researcher from the University of California at Santa Barbara argues that heavy metals and pesticides might hamper mental development and drive hyperactivity and impulsive behavior in our youth. In other words, lead poisoning (currently in the news in regards to toys recall), which has already being established as a cause for poor mental development might be the culprit in teen violence. The researcher believes that hair samples should be taken from violent juvenile offenders to determine if such relationship exists.

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As law abiding citizens we want safe communities. We want to be safe in our homes and work places. We want our children to be safe in their schools and while participating in their sports and other activities. As law abiding citizens we expect the government to make our society safe from the criminal element. As law abiding citizens we expect the Crime Control Model to work in our favor.
As a criminal we want fair treatment and our rights protected as guaranteed in the United States Constitution. We want to be treated humanely and with dignity regardless of the crime we have committed. As a criminal we expect the Due Process Model to work in our favor.

Crime Control Model
As citizens we participate in our local, state and national government. We listen, watch and/or read the news. We vote for our law makers. Granted this does not mean all citizens are actively aware and participate, but for the sake of this discussion we will not distinguish the difference. Many laws are passed because a horrific crime was committed to a love one. One example of this is Meagan’s Law. Laws are written and passed in an effort to control crime and keep our communities safer from the more negative element of society. Laws are made for the greater good of society, not for the individual. But passing laws does not make people and communities safer. These laws also need to be enforced.

Due Process Model
Due Process is necessary in the Criminal Justice field. Charging and convicting a person for a criminal act without properly processing the individual charged through the criminal justice system can be considered cruel and inhumane. Therefore the Due Process helps protect the rights of the accused individual.

Just as a building has four cornerstones laid in its foundation, The United States Constitution as four cornerstones laid for the protection of individual rights. These cornerstones are the Fourth, Fifth, Sixth and Fourteenth Amendments of the United States Constitution. The four words, due process of law, are contained in both the Fifth and Fourteenth Amendments. “These four words are at the bedrock of America’s legal tradition, and whereas the Fifth Amendment guarantees individuals’ rights to due process with regard to federal proceedings, the Fourteenth Amendment does the same with regard to state proceedings” (Gale Group, 1999).

Conclusion
For the Criminal Justice system to work coherently we must have both the Due Process Model and the Crime Prevention Model. One cannot exist without the other. Laws are passed to help communities feel safe. These laws are enforced as a deterrent to crime. But the individuals who break the laws are humans and must have their rights protected. If this does not occur then society would become ruled by vigilantes and no one would be safe.

Tempus Virtuous

(good), adj., morally excellent: kind, beneficent; honorable or worthy

It should not have happened in my city, a family-oriented town of open rolling hills, deemed by the FBI as one of the safest cities in the nation. It was also a case for “David” & “Marcia” being in the wrong place at the wrong time; casually chatting with a neighbor, an attorney, while standing on his front lawn. David and Marcia had just returned from a boating holiday and were about to leave when a former client of the attorney, holding a grudge, stepped out of his car parked in the shadows of the tree-lined street, walked across the road, and shot his attorney, and then aimed at David and Marcia. Marcia was killed instantly and crumpled to the ground. The attorney was pronounced dead at the hospital, and David was hit with three bullets. Two weeks later David was able to attend his wife’s memorial service. He also discovered the handgun that had murdered his wife and friend, could not be traced.

David, a gun owner himself, has become instrumental in requiring handgun owners to report missing or losing their handguns within a small window of time. Called the Lost or Stolen bill (AB 334) in California, it is now before Governor Schwarzenegger’s administration. This bill does not harm gun owners, and it would not affect responsible gun owners in any way. It is a small tool in assisting law enforcement in tracking of firearms. Thus far, the National Rifle Association (NRA) has remained silent. It is a common-sense ordinance, one that the NRA has always professed their members as being honorable and responsible. Bill AB 334 would not infringe on their United States constitutional rights to bear arms.

Also, supporting David on this bill is a former Marine and retired deputy sheriff, currently serving on our city council. The council member has said “…if you own them, then you have an additional responsibility to keep track of them.” David adds, “it is an instrument of death… go check on it (your gun) to make sure it is where it is suppose to be.” 

The operative word here is being responsible. The good news is in my city today, an ordinance has been passed requiring gun owners to report missing or losing their guns. Two other California cities have passed the same ordinance. I am not going to resort to the cliché’ that Marcia’s death was not in vane if this bill does pass in to California law. It is a tragedy for David and his family that they must deal the rest of their lifetimes with the pain and grief of violently losing a wife and mother. It would be unrealistic to think otherwise. If this bill does pass, it is a wake up call for all gun owners to demonstrate their worthiness as a United States citizen’s right to own guns. It goes without saying these rights would not be offered in another country. Are you worthy of bearing your firearms?



.

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Did You Know? Michelle Glisan Blevins         

• That Mount Agri, or Mount Ararat, in Turkey, is where Noah’s Ark is said to have come to rest

• That in 1922, with the founding of the Republic of Turkey, the 631 year rule of the Ottoman Empire came to an end

• That the legendary city of Troy, whose remains are located in northwest Turkey, was demolished and rebuilt an estimated nine times over 3500 years of habitation

• That in 1935 it became a legal requirement to use surnames

• That two of the Seven Wonders of the Ancient World were located in what is modern day Turkey: the Temple of Artemis and the Mausoleum of Halicarnassus 

The flag of Turkey is red with a white crescent and white five-point star. While the crescent and star are traditional Islamic symbols, the use of these symbols in Turkey predate Islamic influence. Although this flag style had been in use since 1844, it was not officially adopted until 1936.

JOHANN GUTENBERG

Johannes (Gensfleisch) Gutenberg

1398 - 1468

An inventor and printer, Johann Gutenberg was trained as a goldsmith, metallurgist and a gem cutter. Gutenberg is considered the first European to invent a functional moving-type printing press system. Prior to his moveable-type press, books were either hand transcribed (which could take years, even decades to produce) or they were printed one page at a time using hand carved wooden blocks (one block per page). With either production method books were very costly and only the rich could afford them. With the new printing press, books could be mass produced and were far more affordable to the public. 

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How To Stop A Car With No Brakes

1. Begin pumping the brake pedal and keep pumping it.
   You may be able to build up enough pressure in the braking system to slow down a bit, or even stop completely. If you have anti-lock brakes, you do not normally pump them— but if your brakes have failed, this may work. 

2. Do not panic—relax and steer the car smoothly.
   Cars will often safely corner at speeds much higher than you realize or are used to driving. The rear of the car may slip; steer evenly, being careful not to over-correct. 

3. Shift the car into the lowest gear possible and let the engine and transmission slow you down. 

4. Pull the emergency brake—but not too hard.
   Pulling too hard on the emergency brake will cause the rear wheels to lock, and the car to spin around. Use even, constant pressure. In most cars, the emergency brake (also known as the hand brake or parking brake) is cable operated and serves as a fail-safe brake that should still work even when the rest of the braking system has failed. The car should slow down and, in combinations with the lower gear, will eventually stop. 

5. If you are running out of room, try a “bootlegger’s turn.”
   Yank the emergency brake hard while turning the wheel a quarter turn in either direction—whichever is safer. This will make the car spin 180 degrees. If you were heading downhill, this spin will head you back uphill, allowing you to slow down. 

6. If you have room, swerve the car back and forth across the road
   Making hard urns at each side of the road will decrease your speed even more

7. If you come up behind another car, use it to help you stop. .
   Blow your horn, flash your lights, and try to get the driver’s attention. If you hit the car, be sure to hit it square, bumper to bumper, so you do not knock the other car off the road. This is an extremely dangerous maneuver: It works best if the vehicle in front of you is larger than yours—a bus or truck is ideal—and if both vehicles are traveling at similar speeds. You do not want to crash into a much slower-moving or stopped vehicle, however. 

8. Look for something to help stop you. 
   A flat or uphill road that intersects with the road you are on, a field, or a fence will slow you further but not stop you suddenly. Scraping the side of your car against a guardrail is another option. Avoid trees and wooden telephone poles: The do not yield as readily.

9. Do not attempt to sideswipe oncoming cars. 

10. If none of the above steps has enabled you to stop and you are about to go over a cliff, try to hit something that will slow you down before you go over. 
    This strategy will also leave a clue to others that someone has gone over the edge. But since very few cliffs are sheer drops, you may fall just several feet and then stop. 

(Piven and Borgenicht)

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The VonFrederick Group

Phone: (877) 207-1300
Fax:     (916) 488-7531
Email:

Dr. Lionel C.M. VonFrederick Rawlins
Lionel@VonFrederick.com

Dr. Melissa K. Luke
Melissa@VonFrederick.com

George A. Torres, MBA
George@VonFrederick.com

Eric Chevreuil
Eric@VonFrederick.com

Pat McLane
Pat@VonFrederick.com

Albert Globus, MD
Al@VonFrederick.com

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Cliff@VonFrederick.com

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TEMPUS FUGITS

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